Bad Faith

When insurers breach their duty, denying valid claims without justification or failing to investigate thoroughly, policyholders contest these actions, often resulting in legal disputes over compensation.

Claim Denial

Insurers reject legitimate claims, citing policy exclusions or lack of coverage, prompting policyholders to dispute the denial's validity and fairness through legal means.

Delay Tactics

By intentionally prolonging the claims process, insurers cause financial strain and frustration to policyholders, leading to disputes over the timeliness and fairness of settlements.

Manipulation of Policy

Insurers may misinterpret or alter policy terms to avoid fulfilling their obligations, triggering disputes over coverage, policy interpretation, and the insurer's responsibilities.

Payment Issues

Policyholders may contest insurers' failure to provide timely or full payments for valid claims, leading to disputes over payment amounts, methods, or timing, often requiring legal intervention.

Settlement Dispute

Policyholders contest insufficient offers or coercive tactics by insurers, seeking fair compensation through negotiation or legal action, challenging insurer practices and terms for equitable resolution.